Personal finance ledger for AI agents.
Connect your bank accounts via Plaid, then query spending, track recurring bills, categorize transactions, and get financial recaps — all through MCP tools with OAuth authentication.
MCP connector Server URL https://cashflow.tech/api/mcpCopy Login OAuth Skills 11 in the Claude listing
benefits Screen for unclaimed safety-net benefits (EITC, SNAP, LIHEAP, WIC, Medicaid) using the user's Cashflow data, then generate a prep packet for a free Community Action Agency appointment. burnrate Calculate total recurring financial obligations, break them down by category, and flag changes. cards Triggered by "optimize my cards", "which card should I use", "card recommendations", "maximize points", "credit card optimizer", "best card for", "rewards optimization", "point optimization", "card st debt Build a debt payoff plan — inventory all debts (Plaid-connected and not), put a number on what the debt is costing per year, and simulate snowball vs avalanche payoff side-by-side so the user can pick drift Compare the last 12 months to the 12 before them and show whether expenses grew faster than income — by how much, and in which categories. enveloping Help the user set up or review an envelope budgeting system — physically separating non-discretionary bills from discretionary spending money so the bills are always covered and the rest is guilt-free leaks Comprehensive audit of money leaving the user's accounts in ways they're likely not tracking — subscriptions (active, zombie, price-creeped, free-trial converts), fees (overdraft, NSF, ATM, foreign-tr recap Generate a narrative financial review comparing spending, income, trends, and anomalies across any time period. setup One-time onboarding after connecting bank accounts. tidy Incrementally categorize uncategorized transactions, fix miscategorized items, consolidate duplicate merchant names, and create rules for recurring merchants. trips Cluster travel transactions into trips using date/location signals and email confirmations, then tag them in bulk.