Compare every federal repayment plan a loan can elect, estimate a Repayment Assistance Plan (RAP) payment, and compare filing jointly against filing separately, using the same engine Finology Software advisors use for client plans. Figures follow the current federal rules, including the changes in effect since July 1, 2026, and each result states the rule version and date it used.
What you can ask
Compare every federal repayment plan for $120,000 at 6.5% with a $85,000 AGI.