Gegenrechner Altersvorsorge

Gegenrechner Altersvorsorge calculates the German Altersvorsorgedepot, the state-subsidised retirement account under the Altersvorsorgereformgesetz of 26 May 2026 (contributions from 2027): basic and child allowances, career-starter bonus, the additional tax refund (Günstigerprüfung), tax-free accumulation, payout as a statutory withdrawal plan or lifelong annuity, and tax and health insurance in retirement.

A comparison tool sets it against a regular ETF portfolio with the same own contribution, including Vorabpauschale, saver's allowance and partial exemption. A third tool returns rules and limits with legal references. More