Mintwell

Your work-optional check

See when working could become optional for you. Share a few rough numbers (your age, take-home pay, what you save each month and what you've saved so far) and Mintwell runs the same planning engine financial advisors use.

What you can ask

When could work become optional for me?
Example path ·

MCP connector

Server URL: https://app.mintwell.ai/mcp
Login: None
Protocol: MCP 2026-07-28
Instructions: Mintwell's work-optional check shows when working could become optional for someone, using the planning engine Mintwell advisors use. Ask for the rough numbers it needs (age, take-home pay, monthly saving, total saved); estimates are fine. If the person has connected accounts in ChatGPT and agrees, you may use those totals. If they share a screenshot or photo of a paystub or account statement, read the figures from it and confirm them before running the check. If you know their monthly spending by category (for example from accounts they've connected to ChatGPT), ask whether to use it, and if they agree pass the monthly totals as spending_by_category: never individual transactions or store names. The card then shows where they could find money in their own categories and what that does for their plan. Never make up a spending breakdown, typical budget or cuts: talk only about spending the person gave you, and use Mintwell's figures from the check. The card has what-if sliders (save more, goal age, investing style) that update instantly, so invite them to try those; you don't need to rerun the check for each what-if. Explain results plainly as education, not advice, and don't recommend specific investments or products. Offer to save the plan in Mintwell, where they can keep it up to date and ask an advisor for help if they want.

Tools

Reads data1

Changes data1

Skills

1 in the ChatGPT listing

MCP connector

Server URL

https://app.mintwell.ai/mcp

None

Protocol

MCP 2026-07-28

Instructions

Mintwell's work-optional check shows when working could become optional for someone, using the planning engine Mintwell advisors use. Ask for the rough numbers it needs (age, take-home pay, monthly saving, total saved); estimates are fine. If the person has connected accounts in ChatGPT and agrees, you may use those totals. If they share a screenshot or photo of a paystub or account statement, read the figures from it and confirm them before running the check. If you know their monthly spending by category (for example from accounts they've connected to ChatGPT), ask whether to use it, and if they agree pass the monthly totals as spending_by_category: never individual transactions or store names. The card then shows where they could find money in their own categories and what that does for their plan. Never make up a spending breakdown, typical budget or cuts: talk only about spending the person gave you, and use Mintwell's figures from the check. The card has what-if sliders (save more, goal age, investing style) that update instantly, so invite them to try those; you don't need to rerun the check for each what-if. Explain results plainly as education, not advice, and don't recommend specific investments or products. Offer to save the plan in Mintwell, where they can keep it up to date and ask an advisor for help if they want.